If you’re preparing to pursue a personal injury claim in Tennessee, understanding the timeline is critical. Delaying legal action may result in forfeiting your ability to obtain compensation.
Understanding the one-year deadline
Tennessee imposes a one-year statute of limitations for most personal injury claims. This includes incidents such as motor vehicle accidents, premises liability, and injuries stemming from medical treatment. Once this period expires, courts will typically refuse to hear your case.
It’s a common misconception that the clock begins when you realize the extent of your injuries. In reality, the deadline usually starts on the date the injury occurred. This short window underscores the need for swift and informed action.
When exceptions might apply
Certain exceptions may alter the standard one-year timeframe. For minors, the statute of limitations often doesn’t commence until their 18th birthday. Similarly, if the injury was not immediately apparent, such as harm caused by defective products or medical complications, the discovery rule may apply, allowing more time to file.
Cases involving government entities follow even stricter procedures. In some situations, formal notice must be provided to the agency within as little as 90 days following the incident, well before a formal lawsuit can be filed.
Why deadlines matter
Failing to act within the statute of limitations effectively ends your legal recourse. Insurers are well aware of these limitations and may use delays to avoid settlement. Filing within the appropriate window preserves your legal rights and strengthens your position during negotiations or litigation.
Take action before it’s too late
Avoid jeopardizing your case by waiting too long. Understand the applicable deadlines and act promptly. Even if your claim seems straightforward, delays can complicate matters. Moving forward early improves your chances by ensuring that facts remain fresh and evidence is easier to obtain.
